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The IT consultant corporations work with their clients and help them resolve their IT related issues. They offer fundamental network analytics help and also all the way to complicated information technology-related solutions. They are specialized in the field of network operation, cloud services, cybersecurity & compliance and more. Usually, they access your business needs and ongoing operation, find out the constraints of the business and extend necessary consultation for the business growth.
They are very much competent in taking the business to the height by reviewing the organization's complications and offering required recommendations. IT consultants feature exclusive skills and expertise to handle a problem and come out with cost-effective solutions.
An in-depth study about such corporations provides intensive knowledge. For this reason, the professors in Australian universities tender various case studies so that the students can comprehend real-life situations and know how to resolve the complications.
Microfinance is one of the largest microfinance corporations in India, which is multiplying its client base at over 150% a year, and ironically, its client base includes mainly the rural women who earn less than $3 a day. However, the swift development of the business started to receive criticism over the years due to the higher interest rate and the unusual collection approaches of the loan officers.
When the harsh conditions continued to grow, the media came forward and blamed the over-indebtedness and ill-manner of the officers while collecting loan for the farmer suicide across the country. Over the years, Microfinance covered a huge unexploited market in India. Started as a non-profit institution in the early '90s, the company got converted into a for-profit organization in mid-2000 with an aim to access the commercial capital for better scalability.
As of now, the company's average interest rate is 25-30%, and this is where the criticism initiated. The reviewers argue that microfinance services put higher interest rates and make huge money, and the loan officers incentivized as per the interest collection and drop-out rate. The interest rate offered by the organization gathered lots of criticism, and there is a considerable pressure to cut the interest rate? However, before going deep to assess whether it is feasible for the company to cut down the interest rate, the company must access the following features.
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To find the answer to the above questions, MFI should initiate intensive PR ad marketing campaigns like interviews and press conferences and detail their transparency of interest rate and the ROI.
On the other hand, if we access the company operationally, then we can conclude that MFI should not cut down its interest rate. It aids a larger rural population as well as works on organizational growth by investing 2% of its profit. The interest rate is also aligned with the competitors, so it will be good to renegotiate the cost of lending terms with the banks. But if the private and competitor institutions will cut down the interest rate due to such pressure, then MFI will face much more disparagement and lose its clientele as well.
A case study is a research method that is used to access a detailed understanding of the complicated issues in real-life settings. The research can be about an individual, a corporation, a group or even an incident. A case study accesses and analyzes the different patterns and cause of the behaviour of an event and used in a variety of fields like science, medicine, education and sociology.
The IT consultation services work on different business strategies of a specific company along with their products and services to offer necessary aid for their growth. The consultants explore the complications of the business and show the right path for attaining more customer satisfaction and revenue by implementing effective strategies.
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