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FIN1035 Confirming the Retirement Plan Assignment Sample


Retirement Planning - Question 1 Your spouse's current balance of RRSP is $45,000. Alejandro was 62 years old on December 31, 2027. For 2028, the minimum RRIF withdrawal amounts are: $45,000 (FMV on January 1)/ (90-62) = $1,607.14 Retirement Planning - Question 2 For the spouse's RRIF, the Income Entitlement Rule applies to excess funds. Therefore, in Alejandro, because he's taking out $5,000, he's over 1,607.14, …

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